Make a statement:
Pile on jewelry in metallic gold and silver with big, geometric shapes such as Mata Traders' necklace ($32) to boost your poolside style. "You'll be casual and pulled together with a nice statement piece," says Alicia Costello, an assistant buyer for Banyan Tree. 2242 Professor Ave., Cleveland, 216-241-1209; 11440 Uptown Ave., Cleveland, 216-912-8141, shopbanyantree.com
Take cover:
Wrap up a day at the beach by draping yourself with one of Brightly Twisted's hand-dyed pashminas ($96). "You can wear it as a scarf or turn it into a one-shoulder cover-up for the beach," says Knuth buyer Emily Thomas. 26141 Detroit Ave., Westlake, 440-871-7800; 30619 Pinetree Road, Pepper Pike, 216-831-1116, knuths.com
Top it off:
Be fashion-forward while protecting your skin from the sun's harmful rays with Brixton's Joanna fedora hat ($44). The wider brim on this straw version evokes iconic island style while still feeling fresh. "Adding this hat gives you a whole new look," says Dana Demetriou, owner of Fringe Boutique. 34105 Chagrin Blvd., Moreland Hills, 440-465-5440, fringe-boutique.com